Terms of Service

Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using the CaspianInsurance.co.uk website (the “Service”) operated by Caspian Insurance Services (“us”, “we”, or “our”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Links to other web sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Caspian Insurance Services. Caspian Insurance Services has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services.

You further acknowledge and agree that Caspian Insurance Services shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Governing law

This site, these terms of use, their subject matter and their formation are governed by the laws of England and Wales and any dispute arising from or in connection with this site or these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 60 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.


What to do if you have a complaint?

Write to: The Complaints Department, Caspian Insurance Services, Tower 12, 18-22 Bridge St, Manchester, M3 3BZ

A copy of our internal Complaints Procedure is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

The Financial Ombudsman Service is an independent official body, setup by Parliament, for settling disputes between UK based financial companies and their customers and its service is completely free. Full details can be found on its website: www.financial-ombudsman.org.uk

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