Personal Protection
See what your income protection premiums could be in just 30 seconds. Cover up to 65% of your gross salary if you are unable to work.
Your details
Your current age bracket
Your current gross annual income
How long before your policy starts paying out
What is a deferral period?
The length of time from claiming on your policy until a payout is made. Consider how long your employer would continue to pay you if you were off sick, or how long you could manage on savings. A longer deferral period means a lower monthly premium.
Your indicative premium
Estimated monthly premium
£6.90
per month · 4 Weeks waiting period
Monthly benefit
£1,083
Indicative monthly payout if claimed
Annual payout
£12,996
Total benefit paid per year
Maximum total benefit
£610,812
If claimed to retirement age 65
Waiting period
4 Weeks
Based on your deferral selection
Compare all deferral period premiums
£6.90
1 Month
£10.37
3 Months
£8.88
6 Months
£8.58
12 Months
There is a waiting period of 4 Weeks. The waiting period is flexible and its duration directly affects the premium quoted above.
Premiums are indicative only and based on a healthy non-smoker. Benefits are calculated as approximately 65% of gross salary. Final premiums are subject to full underwriting and acceptance by the insurer. This calculator provides an illustration only and does not constitute financial or insurance advice.
Get a Free Quote →