Why peace of mind could be the best gift you can give this Christmas

There are fairy lights everywhere you look, and Christmas is in full swing; the hunt for that perfect last-minute gift is well on the way for most. But what would Christmas mean without your loved ones?

Amidst the usual suspects of gadgets, chocolates, and cosy sweaters, have you considered something unconventional for Christmas this year? Peace of mind for your loved ones.

Let's explore why life insurance might be the gift you didn’t know you needed this Christmas.



The gift that keeps on giving

Unlike the box of Heroes that gets devoured on Christmas morning, life insurance is around for the long haul.

If you’ve been planning on taking out life insurance, sorting your policy out in time for Christmas or taking out cover in the New Year could start your year in the right direction.


Think of all the added extras

Understanding life insurance in the UK reveals many benefits, multiple of which go beyond the traditional view of insurance.

Modern policies are not just about financial security; they offer wellbeing perks that can enhance your family’s daily life*:

  • 24/7 online GP appointments: This benefit is a game-changer, providing convenience and peace of mind
  • Second medical opinions: Get access to second medical opinions for your family
  • Wellness plans: Many policies include nutrition and fitness guidance, supporting a healthier lifestyle



Never a one size fits all

There are so many insurance policies to choose from, and none of them are a blanket

Which is why we are here. Our specialists are on hand to help with the tricky bits - like choosing the right type of policy.

Term life insurance is probably what springs to mind when you think about a traditional life insurance policy. This type of policy covers you for a set term length, and then pays out a lump sum to your family if you passed away.

Income protection insurance will pay you regular monthly payments, assisting with bill payments if you have to take time off work due to sickness or injury.

Critical illness cover provides a one off, tax-free cash payment, which can help support your family in the event of a cancer diagnosis or other major illness (touch wood). It's all about finding the right policy for your situation, and we're here to help.

Ask yourself

If not now, then when?

First and foremost, insurance is cheaper when you’re younger. So if you’re waiting for the future to take out life insurance, then you’ll be left paying more for your policy.

When you sort your insurance out with us, we take the heavy lifting off of you, making a tedious task more straightforward.

If you already have a policy

It’s not too late to top up your cover before Christmas!

When you have a life insurance policy, it’s essential to review your cover if your circumstances have changed.  So if you get married or start a family, you can increase your cover, lower your cover, and even amend the length of time you’re covered.

We can help you refresh your cover too, so if you have one last thing you want to tick off your to-do list before Christmas, then get in touch!




*Free benefits are not contractual and may be removed at any time