Save money on your bills by quitting smoking
It’s fair to say that in England we do love a ciggy, with a staggering 13.9% of the population being smokers.* But what if we told you that you could save money in several areas of your life, just by ditching the cigs! Keep reading to find out more about how stopping smoking could save you more money than you anticipated.
How will it make my life insurance premiums cheaper?
Did you know that you could drastically decrease your life insurance premiums just by quitting smoking?
If you were a smoker when you initially arranged your life insurance policy but you’ve since ditched the cigs then most life insurance providers can lower your monthly life insurance premiums.
When you have stopped using any nicotine products for at least 12 months, our team of Caspian review specialists can look at your new circumstances and smoker status and assess what the best cover and provider is for you.
What if I vape?
Unfortunately for all of you vapers out there, when it comes to life insurance, there is no difference between smoking and vaping! This is because the additional cost on your monthly premium is based on your nicotine consumption, not on the device you use to smoke.
However, the good news is, some providers do make allowances for nicotine free vapes! Therefore, if you vape and it has zero nicotine then some providers will make allowances so that you can still get non-smokers cover.
Have you seen our calculator?
Well now you know that you can save money on your life insurance premiums by quitting smoking but if those benefits aren’t enough to encourage you to quit, then you might be interested in trying out our smoking calculator which can show you how much money you can save.
By simply inputting your age and smoker status, you can directly compare the difference in cost between a smoker and non-smoker. Click the button below to try out our calculator today!
Your health
Of course we all know that smoking is bad for your health but do you know just how bad? According to the NHS, smoking increases your risk of developing more than 50 serious health conditions - a staggering amount! So when compared with non-smokers, your likelihood of becoming seriously ill as a smoker could be massively increased, meaning life insurance is essential for smokers.
Additionally, by trying out our smoking calculator, you can find out how many grams of tar you are consuming on a daily basis by being a smoker. We are aware of just how horrendous this sounds but perhaps by finding out this gruesome fact about yourself, you could be pushed to finally take the plunge and quit.
Free support to quit
There’s countless guides and ‘quit smoking aids’ available to help you along the way but did you know that the NHS offers free support to help smokers kick the habit? Their app can allow you to track your progress, see exactly how much you're saving and get daily support, all for free!
What we can do for you
Whether you’ve recently quit smoking or you’ve been a smoker for years, our team at Caspian can help you find the right policy at the right price for you! Our team of experts can give advice on what’s best for your budget and circumstances.
Click the button below to start your life insurance journey today!
