Benefits of using a brokerage

If you have started looking into life insurance you’ve probably seen the word brokerage or broker a lot. But what does a life insurance brokerage actually do and how exactly can they help you?

Save time

Scrolling through endless web pages, googling the definitions of insurance based jargon, looking at reviews, and trying to figure out what insurance could benefit you best - all takes time.

With the help of a brokerage, you won’t need to worry about wasting your time getting the right life insurance and enjoying the peace of mind that having the right cover in place can give you.

A free service

At Caspian, our services are completely free of charge. This means that we will never charge you for anything you need us for, whether this is arranging your cover, helping you make a claim on your policy or even cancelling your policy.

What happens after?

Our customer care does not stop after you have arranged your cover. We believe our after care is one of the main features that sets us apart from the rest.

After you’ve initially arranged your cover, our administration team will send you a client pack summarising the conversation you had with your protection specialist. This pack will contain all of the important details about your life insurance policy so we always recommend paying extra close attention. Our administration team aims to send this out within 24 hours of helping you arrange your policy.

Our customer care team will then be in touch with you around five working days later. The reason we do this is to ensure that you have received and understood your policy documents. If you want to change anything about your cover at this point then our customer care team can pass you through to your original protection specialist.

Your trust forms

When you take out a life insurance policy, it’s always recommended to place your policy into trust. Your trust forms will detail who you want the pay-out from your policy to go to, these are called your beneficiaries. The forms, although simple, can contain a lot of jargon which makes them feel confusing to begin with.

At Caspian, we have our own dedicated trust team who can assist you with your trust forms at no extra cost. Our team is more than happy to go back and forth with you, answering any questions you may have, until your forms are finalised. To find out more about what trust forms are and how they work, click here.

If the time comes to claim

If either you or your loved ones are making a claim on your policy, then most likely, something serious may have happened.

As a brokerage, Caspian can help you even at the point of claim. Not only can we be that friendly voice on the other end of the phone, however, we will help you communicate with your life insurance provider. We will be there every step of the way to help you or your loved ones with the claims process.

Why choose a brokerage?

To summarise, choosing to use a brokerage can save you time, money, and most importantly, you’ll end up with a policy that adequately protects both you and/or your loved ones.

Why Caspian?

At Caspian, you will receive a personalised life insurance experience. We get to know you and your needs so we can advise the most suitable life insurance policy to protect you and your loved ones.

With the sheer amount of policies out there, we can help you discover which is the right one for you and your circumstances. Click the button below to get started with your life insurance journey today!