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Mortgage Life Insurance

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Could your loved ones pay off your mortgage if you passed away?

A Mortgage Life Insurance policy, also known as Decreasing Term Life Insurance, is designed to pay off your mortgage with a lump sum pay-out if you were to pass away during that term. As the name suggests, it pays out an amount that reduces over time in line with your mortgage’s remaining balance. So as you start to repay your mortgage, the amount of cover also reduces.

How does Mortgage Life cover work?

The duration of cover usually aligns with your mortgage term. So if you have a 35-year mortgage term, the policy will last for at least this length of time. This gives you reassurance in knowing that your family home and assets will be secured should the worst happen. You can pay a monthly premium for your cover or a specific amount to be covered for. So if you pass away within that fixed period of time, your loved ones will be financially protected.

What are the benefits of Mortgage Life Insurance?

Why choose Caspian Insurance to compare Mortgage Life Insurance?


Please note that the descriptions above do not constitute as financial advice and may change dependent on individual circumstances and budgetary requirements.

For quick and easy quotes, please get in touch on 0161 241 6146 and one of our friendly and knowledgeable advisors will be able to help.

Why Choose Caspian Insurance?

Save Time & Money

With a helping hand along the way, we search the market for you to secure the right policy at affordable prices.


Our extensive industry knowledge means we can provide you with the best policy options for your life protection.

UK Based Advisors

No call centres, no jargon. Just a team of experienced advisors dedicated to providing a customer centric approach.

Tailored Policy

With a custom-made policy, you will be confident in the knowledge that your loved ones will be taken care of in the worst-case scenario.

Free Trust Service

Receive specialist support and guidance via our free trust service for a clear understanding of how different policies work.

Exclusive Broker Benefits

We do the hard work for you to ease the underwriting process and compare a wide range of insurers in line with your best interests.

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