Life insurance is simply a financial lifeline for your beneficiaries should the unthinkable happen. Whatever policy you choose, if you pass away or become ill during the contract term, it will pay out a lump sum of cash or regular instalments to your loved ones during the period you’re covered. This monetary support could help them get on with life as best as possible. With most policies, you have full control and can decide the length of cover, the amount and who will receive the pay-out. Monthly payments are determined by a number of factors such as age, family medical history and health.
Anyone can take out life insurance if you would like to dampen the impact that death may have financially on a partner, child or spouse. You can pay it in monthly or annual premiums depending on your financial situation, such as if you have a mortgage and your income.
Please note that the descriptions above do not constitute as financial advice and may change dependent on individual circumstances and budgetary requirements. For a quick and easy comparison, get in touch on 0161 241 6146 and one of our friendly advisors will be able to help.
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