Continuity Planning: Risks come in many different forms, but have you thought about the impact on the business if one of your key people suddenly got ill or passed away? How would the business survive the loss of profits, the recruitment costs of finding a suitable replacement and also be able to manage the cash flow?
We have the perfect solution in the form of Keyperson Protection policies. As a business owner you will be safeguarding against the current and future risks to your business. Please contact us on 0161 241 6146 for more information or a no obligation quote.
Succession Planning: Do you have an exit strategy for you and your fellow business owners? Whether your retirement is well in the distance or just round the corner, have you considered what will happen to your shares if the worst was to happen before then?
At Caspian Insurance Services we can set up a Shareholder Protection in place for your business, so that your family receive the true value of the shares, while your remaining business partners keep control of the business. Contact us to find out how to protect your shares and your fellow business owners.
Loan Protection: Whether you have bought/rented new premises, machinery or have plans for expansion; growth often involves short or medium term capital lending.
If your business is currently in this stage, your lending agreement may stipulate that should anything happen to you, the loan would have to be repaid in full. A simple way of protecting you against this risk, is to contact us on 0161 241 6146 and set up a Loan Protection policy.
Relevant Life: A tax efficient life insurance policy allows your company to offer a death-in-service benefit to its employees (including salaried directors).
This is a unique option in the market. It provides life cover but does not count towards your Lifetime Allowance and the proceeds are paid out tax free via a specially designed Relevant Life Trust Form.
Group Protection: As an employer, the financial health and wellbeing of your employees is probably high on your agenda.
At Caspian Insurance Services, we can provide a wide range of solutions to help all your employees at times of incapacity and provide a lump sum death benefit to their families. Contact us to find out more about Group Protection cover.
Are you unsure on what type of protection is best for your business needs? Please contact us on 0161 241 6146 for more information or a no obligation quote.
With a helping hand along the way, we search the market for you to secure the right policy at affordable prices.
Our extensive industry knowledge means we can provide you with the best policy options for your life protection.
No call centres, no jargon. Just a team of experienced advisors dedicated to providing a customer centric approach.
With a custom-made policy, you will be confident in the knowledge that your loved ones will be taken care of in the worst-case scenario.
Receive specialist support and guidance via our free trust service for a clear understanding of how different policies work.
We do the hard work for you to ease the underwriting process and compare a wide range of insurers in line with your best interests.